Download PDF Spent: Break the Buying Obsession and Discover Your True Worth By Sally Palaian
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Ebook About The economic effects of the coronavirus pandemic are still playing out, and forcing many of us to think more carefully about how we shop, save, and spend. This resource looks beyond the symptoms of obsessive and compulsive shopping and hoarding to address the heart of what makes us overspend.Leading psychologist and financial commentator Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. Today, Americans are saving less, carrying larger debt loads, losing their homes to foreclosure, and filing bankruptcy in record numbers. Yet, people continue to spend more than they can afford.The advice of financial planners only treats the symptoms of overspending. In Spent, Sally Palaian offers proven plans for taking on a range of personal issues with money by examining those underlying emotional, familial, and societal factors that trigger spending behaviors.Spent teaches readers to control shopping, pay off debt, develop budgets, and become financially competent through:easy-to-use assessment tools designed to pinpoint the severity of a problemquestionnaires that facilitate the exploration of the root causes of unhealthy financial behaviorsuser-friendly exercise created to influence change from withinPalaian's system for financial recovery is also designed to help hoarders, financial codependents, and underachievers attain lasting, positive change and a healthy view of one's true value in life.Leading psychologist and financial commentator Sally Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. She has spoken about financial disorders for various therapy associations and has served as an expert in the media on mental disorders and spending, most recently for MSN Money.Book Spent: Break the Buying Obsession and Discover Your True Worth Review :
I am in Debtors Anonymous (DA) and the program has helped me pay off 35K in mostly unsecured debt over the last year. I still have a long way to go, and this book will help me take my recovery to the next level. The author is a trained psychologist who has worked with people having a variety of money problems, compulsions, and addictions. She clearly makes the case that these money problems qualify as legitimate addictions in severe cases, classifies the unhealthy patterns (as defined by her practice and research, including both indulges and hoarders), reviews underlying causes, and provides guidance and links to resources for recovery. I also love that she clearly describes what a healthy relationship with money looks like. Since I've never seen anyone demonstrate a health relationship with money, it gives me a clearer picture of what to strive for. This has helped me realize that I still have a lot of work to do to be fully healthy with money.Many other "get out of debt" books provide obvious information about why credit cards and overspending are bad. I am already well aware of this reality, and I am pretty good with making financial choices if I'm acting rationally. This author provides a much deeper explanation of the problem and provides tools and resources for recovery, which is what people with addictive/compulsive behavior will benefit from. For anyone in DA, her terminology and approach is consistent with DA principles as well. I highly recommend this book. I have always been rather smug, almost proud, of my "ability" for "creative bookkeeping", "obsessive generosity" , and other "flattering excuses" for my money situations. I have never defaulted, overdrawn, missed payments, or asked for money from others, however, now that I am retired, I need to appreciate the changing, more expensive world I live in. I need to revise my "sliding, slippery slope" relationship with my money, and learn compliance with the budget I create every month. Compliance is my weakness, as all my "flattering excuses" are still ready to pop-up in every decision I make. Call it the evil twin analogy, and yes, I am a Gemini, another "financial excuse".This book, Spent, was written for me, as I am actually tired of my own money handling methods. (I can't imagine I am saying this).The author is respectful, but frank, open, realistic. She lays out plans that even I think are workable, simple and straightforward, plans-to-goals, not her goals, but goals the reader admits it is time to set for oneself. Please, wish me luck and wisdom. I wish you inspiration. Happy New Year. to goals Read Online Spent: Break the Buying Obsession and Discover Your True Worth Download Spent: Break the Buying Obsession and Discover Your True Worth Spent: Break the Buying Obsession and Discover Your True Worth PDF Spent: Break the Buying Obsession and Discover Your True Worth Mobi Free Reading Spent: Break the Buying Obsession and Discover Your True Worth Download Free Pdf Spent: Break the Buying Obsession and Discover Your True Worth PDF Online Spent: Break the Buying Obsession and Discover Your True Worth Mobi Online Spent: Break the Buying Obsession and Discover Your True Worth Reading Online Spent: Break the Buying Obsession and Discover Your True Worth Read Online Sally Palaian Download Sally Palaian Sally Palaian PDF Sally Palaian Mobi Free Reading Sally Palaian Download Free Pdf Sally Palaian PDF Online Sally Palaian Mobi Online Sally Palaian Reading Online Sally PalaianRead Rock Diary: The Beatles By Luke Crampton,Dafydd Rees
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